UAW Retiree Medical Benefits Trust
Medicare Enrollment

Enrollment for Medicare begins 3 months prior to your 65th birthday and ends 3 months after your birthday.

Why is it important to enroll in Medicare? 

  • Once you or your dependent are eligible for Medicare, your benefits under the UAW Retiree Medical Benefits Trust (also referred to as “the Trust”) will be paid as if you have Medicare coverage, whether or not you are enrolled.  Enrolling in Part A and Part B will allow you to avoid paying additional out-of-pocket medical expenses.  The Trust will not pay amounts that Medicare would have paid.  You will be responsible for paying these amounts.  
  • If you enroll in Part A and/or B the month you turn 65 or during the last three months of your initial Enrollment Period, the start date for your Medicare coverage will be delayed.
  • Surviving Spouses age 65 or older must enroll in both Medicare Part A and Part B in order to be eligible for health care coverage provided by the Trust.  In the event of the retiree’s death, the surviving spouse will not be eligible for coverage unless he or she is enrolled in Medicare Parts A and B, if eligible.

Penalty for Failure to Timely Enroll in Medicare

It is important for both you and your Dependents to enroll in Medicare when first eligible. Medicare Part B requires a monthly premium.  The cost of the Medicare Part B premium will go up 10% for each full 12-month period an individual was eligible for Medicare Part B during the initial enrollment period but did not enroll.  If you did not enroll when first eligible, and later choose to enroll, you must wait until the next Medicare Part B open enrollment period, which is January 1 through March 31 of each year.  Your Medicare Part B will be effective on July 1 of the year you enroll. 

Mandatory Medicare Enrollment for Surviving Spouses/Surviving Same-Sex Domestic Partners

An eligible Surviving Spouse or Surviving Same-Sex Domestic Partner who turns age 65 must enroll in Medicare Part B when first eligible.  If your Spouse or Same-Sex Domestic Partner is age 65 or older, and does not have Medicare Part B when you die, he or she will not be eligible for coverage under the Plans.  When the Spouse or Same-Sex Domestic Partner provides evidence of enrollment in Medicare Part B, coverage will be available subject to the applicable monthly health care contributions.

How do I enroll in Medicare?
  • If you or your dependent are currently receiving Social Security Benefits and not enrolled in Part A or Part B, enrollment is automatic. 

  • If you or your dependent are not receiving Social Security Benefits and not enrolled in Medicare, contact your local Social Security Administration (SSA) office at 1-800-772-1213.  SSA can assist with enrollment and Medicare questions.

  • If you or your dependent are already enrolled in Medicare Part A and Medicare Part B, you do not have to do anything further at this time.

  • If you or your dependent do not receive your Medicare Red, White and Blue card showing your enrollment in both Medicare Parts A and B three months prior to your 65th birthday, you should contact Social Security to ensure you are properly enrolled in both Parts A and B.
  • If you are becoming Medicare eligible due to disability and you receive your Medicare Red, White and Blue card showing Medicare Part A only, you should contact Social Security to ensure you are properly enrolled in both Parts A and B when first eligible.

Once I become eligible for Medicare will my health care plan change?

  • If you are enrolled in a Traditional Care Network plan (TCN), you will remain enrolled in this health care plan when you or your dependent become eligible for Medicare.

  • If you are enrolled in and HMO plan and all members on your contract are not eligible for Medicare, those not eligible may remain in the HMO plan. Medicare members may be enrolled in the Medicare Advantage portion of the HMO plan. However, since enrollment rules vary by health plan, you should contact Retiree Health Care Connect at 1-866-637-7555 to understand and discuss the options available to you. You may also contact the health plan directly. You may also choose to elect the Traditional Care Network plan.
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