To date, Trust members have received a Summary Plan Description (SPD), the 2010 Schedule of Benefits, and annual Health Care Benefit Highlights.
- The SPD is a summary, in everyday terms, of the main and common features of your benefit program. It contains general information only and is designed to give you a broad picture of your benefits.
- The 2010 Schedule of Benefits is a supplement to the SPD. It contains information about the preventive services that are covered under your medical plan and cost-sharing obligations applicable to your health care benefits. It also provides contact information.
- The Health Care Benefit Highlights are annual addendums to the 2010 Schedule of Benefits and SPD. They summarize benefit changes and plan design enhancements.
In addition to the documents above, members can view the Plan Document. It describes fully the operation of the benefits provided by the Trust.
If there is any conflict between the wording of the Plan Document, the SPD, the 2010 Schedule of Benefits, the Health Care Benefit Highlights or any applicable HMO or Medicare Advantage plan certificate of coverage, the Plan Document will govern over all others, unless preempted by state or federal law.
Below are links to the Health Care Benefit Highlights, 2010 Schedule of Benefits, SPD, and Plan Document.